Allianz Care OSHC

OSHC for international students studying in Australia.

TypeOSHC
ProviderAllianz Care Australia
For study inAustralia

Overview

The Allianz Care OSHC (Overseas Student Health Cover) is a comprehensive health insurance plan designed specifically for international students studying in Australia. This insurance coverage is essential for students who wish to meet the Australian Government’s requirements for health insurance while ensuring they have access to quality healthcare during their studies.

This plan is particularly suited for international students from diverse backgrounds who may be unfamiliar with the Australian healthcare system. It provides peace of mind by covering a range of medical services that students may need while residing in Australia.

Key features of the Allianz Care OSHC plan include:

  • Hospital Coverage: Covers hospital accommodation, theatre fees, and other necessary hospital expenses, ensuring students receive appropriate medical care in a hospital setting.
  • Medical Services: Includes coverage for general practitioner (GP) visits, specialist consultations, and diagnostic tests, making it easier for students to access healthcare services.
  • Emergency Ambulance Services: Provides coverage for ambulance services in case of medical emergencies, ensuring timely transport to medical facilities.
  • 24/7 Support: Offers round-the-clock access to support services through a dedicated helpline, assisting students with any health-related queries or concerns.
  • Prescription Medication: Covers a portion of the cost for prescription medicines, which can help alleviate the financial burden associated with ongoing treatments.

Allianz Care OSHC is ideal for students who prioritize their health and well-being while studying abroad. With its extensive coverage options and dedicated support, this insurance plan helps international students navigate their healthcare needs confidently, allowing them to focus on their academic and personal growth during their time in Australia.

What's covered

WHAT'S COVERED

Allianz Care OSHC provides comprehensive coverage for international students, ensuring you have access to essential medical services while studying in Australia. The following are typical inclusions:

  • Doctor Visits: Coverage for consultations with general practitioners and specialists.
  • Hospital Treatment: Inpatient and outpatient treatments, including surgeries and necessary procedures.
  • Emergency Services: Access to ambulance services in case of emergencies.
  • Prescriptions: Coverage for necessary medication prescribed by a healthcare professional.
  • Psychological Services: Support for mental health through consultations with registered psychologists.
  • Diagnostic Tests: Coverage for tests such as X-rays, blood tests, and other necessary examinations.

However, there are common exclusions that you should be aware of:

  • Pre-existing medical conditions not disclosed at the time of enrollment.
  • Cosmetic procedures not deemed medically necessary.
  • Non-emergency dental treatment.
  • Overseas medical expenses incurred outside Australia.
  • Alternative therapies not recognized by the insurance policy.

Always review your policy details for a complete understanding of coverage and exclusions.

Pros & cons

Pros

  • Comprehensive coverage for overseas students
  • Access to a wide network of healthcare providers
  • 24/7 customer support
  • Flexible policy options
  • Quick claims processing

Cons

  • Higher premiums compared to some competitors
  • Limited coverage for pre-existing conditions
  • Waiting periods for certain benefits
  • Not all services are included in the plan
  • May require upfront payment for some treatments

How to buy

  1. Visit the Allianz Care website and navigate to the OSHC (Overseas Student Health Cover) section.

  2. Choose the level of coverage that best suits your needs by reviewing the available plans and their benefits.

  3. Click on the selected plan to view detailed information, including pricing and coverage details.

  4. Fill out the online application form with your personal and contact information. Make sure to provide accurate details to avoid any issues.

  5. Select your preferred payment method and enter the required payment details. Allianz Care offers various payment options for your convenience.

  6. Review your application and payment information before submitting. Ensure all details are correct to prevent delays.

  7. Submit your application. You will receive a confirmation email with your policy documents and coverage details.

  8. Keep your policy documents safe and accessible, as you will need them for any health services you require while studying abroad.

Insurance coverage, prices and terms vary — always confirm the policy details on the provider's official site before buying. Some links may be affiliate links.