Cost, debt & salary

Is University of Arkansas - Monticello worth it? What it costs, and what graduates earn

You would borrow a median $19,971 — about $227 a month for ten years. Graduates earn a median $36,902 ten years after starting, so the debt clears in roughly — years of the salary premium.

Is it worth the money?

The figures below are what the US Department of Education publishes for this university.

You borrow $19,971 median federal debt at graduation
You repay $227/mo standard 10-year federal plan
You earn $36,902 median, 10 years after entry · beats 2%
Debt clears in — yrs of the salary premium

What that feels like each month Repayment against the salary that has to cover it.

Gross monthly pay
$3,075
Loan repayment
$227
Share of your pay
7.4%
0%15% — the comfort line25%

Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.

Cut the debt before you borrow it

We do not list an award tied specifically to University of Arkansas - Monticello yet — but national, country and subject scholarships still apply to students heading there, and each one cuts the $19,971 above.

Browse scholarships for the USA →

If you still need to borrow Lenders that fund international and US students — compare the rate before you sign.

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We may earn a commission if you take a loan through a provider listed here. It never changes the figures on this page — the debt, salary and payback come from the US Department of Education, not from lenders.

How University of Arkansas - Monticello compares Against the 795 US universities we grade on payback.

The typical graded university clears its debt in 1.3 years on median earnings of $57,089 against $22,500 of debt. University of Arkansas - Monticello sits inside that set.

Nearby universityGradeDebtEarningsPayback
Stanford University California A $12,000 $124,080 0.1 yrs
Massachusetts Institute of Technology Massachusetts A $14,768 $143,372 0.1 yrs
Princeton University New Jersey A $10,320 $110,066 0.2 yrs
United States Merchant Marine Academy A $8,833 $90,610 0.2 yrs
Yale University Connecticut A $12,975 $100,533 0.2 yrs

University of Arkansas - Monticello — the money questions

How much do graduates of University of Arkansas - Monticello earn?
Median earnings are $36,902 a year, measured ten years after students first enrolled — from tax records, not a survey. That is higher than 2% of the US universities we hold figures for.
How much debt will I have at University of Arkansas - Monticello?
The median graduate leaves with $19,971 of federal loans. On the standard ten-year plan that is about $227 a month — roughly 7.4% of the median graduate's monthly pay before tax.
How long does a degree from University of Arkansas - Monticello take to pay for itself?
About — years of the salary premium — the amount graduates earn above the $39,520 a US worker with only a high-school diploma makes.
Can scholarships reduce this debt?
We do not currently list a scholarship tied specifically to University of Arkansas - Monticello, but national and subject-based awards still apply — start from our scholarships listing.
Do these numbers apply to my subject?
No. The Department of Education publishes one figure per institution, so nursing, engineering and fine art students at University of Arkansas - Monticello all sit inside the same median. Treat it as the size of the financial risk, not a salary forecast for your course.

Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.