Ordered by median federal debt at graduation — smallest loan first, with what graduates go on to earn beside it. The typical graded US university clears its debt in 1.3 years on median earnings of $57,089 against $22,500 of debt.
| # | University | Grade | You borrow | Monthly | You earn | Debt clears in |
|---|---|---|---|---|---|---|
| 721 | Bradley University | C | $27,000 | $307 | $66,852 | 1 yrs |
| 722 | Centre College | C | $27,000 | $307 | $66,240 | 1 yrs |
| 723 | Lebanon Valley College | C | $27,000 | $307 | $62,621 | 1.2 yrs |
| 724 | Elizabethtown College | C | $27,000 | $307 | $62,399 | 1.2 yrs |
| 725 | Allegheny College | C | $27,000 | $307 | $62,069 | 1.2 yrs |
| 726 | La Sierra University | C | $27,000 | $307 | $61,824 | 1.2 yrs |
| 727 | Susquehanna University Pennsylvania | C | $27,000 | $307 | $61,723 | 1.2 yrs |
| 728 | Hartwick College | C | $27,000 | $307 | $61,107 | 1.3 yrs |
| 729 | University of Hartford Connecticut | C | $27,000 | $307 | $60,823 | 1.3 yrs |
| 730 | University of New Haven Connecticut | C | $27,000 | $307 | $60,126 | 1.3 yrs |
| 731 | Saint Vincent College | C | $27,000 | $307 | $59,982 | 1.3 yrs |
| 732 | Luther College | C | $27,000 | $307 | $59,850 | 1.3 yrs |
| 733 | King's College | C | $27,000 | $307 | $59,498 | 1.4 yrs |
| 734 | Albion College | C | $27,000 | $307 | $58,799 | 1.4 yrs |
| 735 | Gannon University | C | $27,000 | $307 | $58,845 | 1.4 yrs |
| 736 | Albright College Pennsylvania | C | $27,000 | $307 | $58,700 | 1.4 yrs |
| 737 | Randolph-Macon College | C | $27,000 | $307 | $58,448 | 1.4 yrs |
| 738 | Keuka College New York | C | $27,000 | $307 | $58,289 | 1.4 yrs |
| 739 | Roanoke College | C | $27,000 | $307 | $58,047 | 1.5 yrs |
| 740 | Christian Brothers University | C | $27,000 | $307 | $57,478 | 1.5 yrs |
| 741 | Coe College | C | $27,000 | $307 | $57,125 | 1.5 yrs |
| 742 | Marietta College | C | $27,000 | $307 | $57,180 | 1.5 yrs |
| 743 | Juniata College | C | $27,000 | $307 | $56,918 | 1.6 yrs |
| 744 | University of the Incarnate Word | C | $27,000 | $307 | $56,733 | 1.6 yrs |
| 745 | University of Jamestown | C | $27,000 | $307 | $56,621 | 1.6 yrs |
| 746 | Wartburg College Iowa | C | $27,000 | $307 | $56,201 | 1.6 yrs |
| 747 | Lycoming College | C | $27,000 | $307 | $56,210 | 1.6 yrs |
| 748 | Central Michigan University | C | $27,000 | $307 | $55,874 | 1.7 yrs |
| 749 | Ohio Wesleyan University Ohio | C | $27,000 | $307 | $55,624 | 1.7 yrs |
| 750 | Alvernia University Pennsylvania | D | $27,000 | $307 | $55,055 | 1.7 yrs |
A university can leave students with little debt because it is genuinely affordable — strong institutional aid, low in-state tuition — or because so few of its students borrow that the median falls to a handful of cases. The earnings column beside it is what separates the two.
It counts federal loans only. Private loans, credit cards and parent borrowing sit outside the dataset, so a family that financed college another way appears here as low debt.
Source: US Department of Education College Scorecard. Figures cover students who received federal financial aid and blend every subject at each institution. Information only, not financial advice.