You would borrow a median $24,500 — about $279 a month for ten years. Graduates earn a median $63,066 ten years after starting, so the debt clears in roughly 1 years of the salary premium.
It is a fair deal, close to the national middle. What you study and what you borrow will matter more than the badge.
Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.
We do not list an award tied specifically to Howard University yet — but national, country and subject scholarships still apply to students heading there, and each one cuts the $24,500 above.
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The typical graded university clears its debt in 1.3 years on median earnings of $57,165 against $22,500 of debt. Howard University clears its debt faster than that, and its graduates earn $23,546 a year more than a US worker with only a high-school diploma.
| Nearby university | Grade | Debt | Earnings | Payback |
|---|---|---|---|---|
| Catholic University of America District of Columbia | B | $26,000 | $73,250 | 0.8 yrs |
| American University District of Columbia | B | $22,750 | $77,370 | 0.6 yrs |
| George Washington University District of Columbia | A | $20,449 | $90,873 | 0.4 yrs |
| Georgetown University District of Columbia | A | $15,500 | $103,494 | 0.2 yrs |
| Gallaudet University District of Columbia | F | $18,000 | $43,101 | 5 yrs |
Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.