You would borrow a median $23,250 — about $264 a month for ten years. Graduates earn a median $75,537 ten years after starting, so the debt clears in roughly 0.7 years of the salary premium.
Yes — you clear the borrowing faster than at most US universities.
Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.
Every dollar you win is a dollar you never repay — and it moves the 0.7-year payback above. We list 1 scholarship tied to University of Dayton.
See all 1 University of Dayton scholarships →Tell us what you need and we will come back with the lenders that actually fund students from your country — including options with no US co-signer. No obligation, and we never charge you.
The typical graded university clears its debt in 1.3 years on median earnings of $57,165 against $22,500 of debt. University of Dayton clears its debt faster than that, and its graduates earn $36,017 a year more than a US worker with only a high-school diploma.
| Nearby university | Grade | Debt | Earnings | Payback |
|---|---|---|---|---|
| Ohio Northern University Ohio | B | $27,000 | $80,928 | 0.7 yrs |
| Kenyon College Ohio | A | $18,527 | $71,830 | 0.6 yrs |
| Case Western Reserve University Ohio | A | $24,000 | $87,989 | 0.5 yrs |
| Xavier University Ohio | B | $23,250 | $64,873 | 0.9 yrs |
| Denison University Ohio | B | $26,000 | $67,753 | 0.9 yrs |
Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.