You would borrow a median $25,347 — about $288 a month for ten years. Graduates earn a median $58,829 ten years after starting, so the debt clears in roughly 1.3 years of the salary premium.
It is a fair deal, close to the national middle. What you study and what you borrow will matter more than the badge.
Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.
Every dollar you win is a dollar you never repay — and it moves the 1.3-year payback above. We list 2 scholarships tied to Augsburg University.
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The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. Augsburg University takes longer than that, and its graduates earn $19,309 a year more than a US worker with only a high-school diploma.
| Nearby university | Grade | Debt | Earnings | Payback |
|---|---|---|---|---|
| Saint Cloud State University Minnesota | C | $21,058 | $55,813 | 1.3 yrs |
| Concordia College - Moorhead Minnesota | C | $26,847 | $59,317 | 1.4 yrs |
| Bemidji State University Minnesota | C | $19,750 | $53,755 | 1.4 yrs |
| Minnesota State University, Mankato Minnesota | C | $21,106 | $56,922 | 1.2 yrs |
| Saint Mary’s University of Minnesota Minnesota | C | $21,500 | $58,170 | 1.2 yrs |
Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.