Cost, debt & salary

Is Ball State University worth it? What it costs, and what graduates earn

You would borrow a median $23,250 — about $264 a month for ten years. Graduates earn a median $51,833 ten years after starting, so the debt clears in roughly 1.9 years of the salary premium.

D

Is it worth the money?

Be careful — the salary here takes noticeably longer than average to clear the debt.

You borrow $23,250 median federal debt at graduation
You repay $264/mo standard 10-year federal plan
You earn $51,833 median, 10 years after entry · beats 35%
Debt clears in 1.9 yrs ranked 591 of 810

What that feels like each month Repayment against the salary that has to cover it.

Gross monthly pay
$4,319
Loan repayment
$264
Share of your pay
6.1%
0%15% — the comfort line25%

Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.

Cut the debt before you borrow it

We do not list an award tied specifically to Ball State University yet — but national, country and subject scholarships still apply to students heading there, and each one cuts the $23,250 above.

Browse scholarships for the USA →

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How Ball State University compares Against the 810 US universities we grade on payback.

The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. Ball State University takes longer than that, and its graduates earn $12,313 a year more than a US worker with only a high-school diploma.

Nearby universityGradeDebtEarningsPayback
University of Indianapolis Indiana D $26,864 $53,610 1.9 yrs
Goshen College Indiana D $22,974 $51,943 1.9 yrs
Hanover College Indiana D $25,250 $53,957 1.8 yrs
University of Evansville Indiana D $24,606 $53,770 1.7 yrs
Earlham College Indiana D $23,488 $50,797 2.1 yrs

Ball State University — the money questions

How much do graduates of Ball State University earn?
Median earnings are $51,833 a year, measured ten years after students first enrolled — from tax records, not a survey. That is higher than 35% of the US universities we hold figures for.
How much debt will I have at Ball State University?
The median graduate leaves with $23,250 of federal loans. On the standard ten-year plan that is about $264 a month — roughly 6.1% of the median graduate's monthly pay before tax.
How long does a degree from Ball State University take to pay for itself?
About 1.9 years of the salary premium — the amount graduates earn above the $39,520 a US worker with only a high-school diploma makes. That ranks it 591 of 810 US universities we grade on payback.
Can scholarships reduce this debt?
We do not currently list a scholarship tied specifically to Ball State University, but national and subject-based awards still apply — start from our scholarships listing.
Do these numbers apply to my subject?
No. The Department of Education publishes one figure per institution, so nursing, engineering and fine art students at Ball State University all sit inside the same median. Treat it as the size of the financial risk, not a salary forecast for your course.
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Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.