You would borrow a median $23,000 — about $262 a month for ten years. Graduates earn a median $65,793 ten years after starting, so the debt clears in roughly 0.9 years of the salary premium.
Yes — you clear the borrowing faster than at most US universities.
Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.
We do not list an award tied specifically to Baylor University yet — but national, country and subject scholarships still apply to students heading there, and each one cuts the $23,000 above.
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The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. Baylor University clears its debt faster than that, and its graduates earn $26,273 a year more than a US worker with only a high-school diploma.
| Nearby university | Grade | Debt | Earnings | Payback |
|---|---|---|---|---|
| Texas Tech University Texas | B | $21,500 | $62,454 | 0.9 yrs |
| University of Houston Texas | B | $18,194 | $62,377 | 0.8 yrs |
| University of Texas at Tyler Texas | C | $17,137 | $57,053 | 1 yrs |
| Texas Christian University Texas | B | $21,500 | $68,424 | 0.7 yrs |
| University of Texas at Arlington Texas | B | $17,527 | $63,199 | 0.7 yrs |
Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.