You would borrow a median $23,875 — about $271 a month for ten years. Graduates earn a median $56,778 ten years after starting, so the debt clears in roughly 1.4 years of the salary premium.
It is a fair deal, close to the national middle. What you study and what you borrow will matter more than the badge.
Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.
We do not list an award tied specifically to Biola University yet — but national, country and subject scholarships still apply to students heading there, and each one cuts the $23,875 above.
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The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. Biola University takes longer than that, and its graduates earn $17,258 a year more than a US worker with only a high-school diploma.
| Nearby university | Grade | Debt | Earnings | Payback |
|---|---|---|---|---|
| Whittier College California | C | $24,937 | $59,492 | 1.3 yrs |
| La Sierra University California | C | $27,000 | $61,824 | 1.2 yrs |
| Fresno Pacific University California | C | $23,146 | $58,896 | 1.2 yrs |
| California Baptist University California | C | $26,063 | $61,504 | 1.2 yrs |
| Woodbury University California | C | $26,960 | $65,668 | 1 yrs |
Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.