You would borrow a median $15,000 — about $171 a month for ten years. Graduates earn a median $62,152 ten years after starting, so the debt clears in roughly 0.7 years of the salary premium.
Yes — you clear the borrowing faster than at most US universities.
Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.
We do not list an award tied specifically to California State University Channel Islands yet — but national, country and subject scholarships still apply to students heading there, and each one cuts the $15,000 above.
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The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. California State University Channel Islands clears its debt faster than that, and its graduates earn $22,632 a year more than a US worker with only a high-school diploma.
| Nearby university | Grade | Debt | Earnings | Payback |
|---|---|---|---|---|
| California State University, Los Angeles California | B | $13,000 | $59,211 | 0.7 yrs |
| Chapman University California | B | $20,500 | $70,070 | 0.7 yrs |
| California State University, Chico California | B | $16,552 | $64,172 | 0.7 yrs |
| University of California, Merced California | B | $16,144 | $64,368 | 0.7 yrs |
| California State University, Monterey Bay California | B | $12,750 | $59,247 | 0.7 yrs |
Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.