You would borrow a median $14,000 — about $159 a month for ten years. Graduates earn a median $104,043 ten years after starting, so the debt clears in roughly 0.2 years of the salary premium.
Yes — on the federal figures this is one of the fastest-paying degrees in the country.
Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.
Every dollar you win is a dollar you never repay — and it moves the 0.2-year payback above. We list 3 scholarships tied to Cornell University.
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The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. Cornell University clears its debt faster than that, and its graduates earn $64,523 a year more than a US worker with only a high-school diploma.
| Nearby university | Grade | Debt | Earnings | Payback |
|---|---|---|---|---|
| United States Merchant Marine Academy New York | A | $8,833 | $90,610 | 0.2 yrs |
| Colgate University New York | A | $15,000 | $85,139 | 0.3 yrs |
| Cooper Union for the Advancement of Science and Art New York | A | $15,000 | $83,847 | 0.3 yrs |
| Rensselaer Polytechnic Institute New York | A | $23,750 | $102,051 | 0.4 yrs |
| SUNY Maritime College New York | A | $23,250 | $95,951 | 0.4 yrs |
Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.