You would borrow a median $26,774 — about $304 a month for ten years. Graduates earn a median $65,607 ten years after starting, so the debt clears in roughly 1 years of the salary premium.
It is a fair deal, close to the national middle. What you study and what you borrow will matter more than the badge.
Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.
We do not list an award tied specifically to Gustavus Adolphus College yet — but national, country and subject scholarships still apply to students heading there, and each one cuts the $26,774 above.
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The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. Gustavus Adolphus College clears its debt faster than that, and its graduates earn $26,087 a year more than a US worker with only a high-school diploma.
| Nearby university | Grade | Debt | Earnings | Payback |
|---|---|---|---|---|
| Hamline University Minnesota | C | $23,770 | $61,106 | 1.1 yrs |
| University of Minnesota - Duluth Minnesota | B | $22,024 | $62,616 | 1 yrs |
| University of Minnesota - Crookston Minnesota | C | $20,500 | $58,056 | 1.1 yrs |
| Macalester College Minnesota | B | $23,000 | $63,878 | 0.9 yrs |
| College of Saint Benedict Minnesota | C | $26,944 | $63,260 | 1.1 yrs |
Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.