You would borrow a median $23,770 — about $270 a month for ten years. Graduates earn a median $61,106 ten years after starting, so the debt clears in roughly 1.1 years of the salary premium.
It is a fair deal, close to the national middle. What you study and what you borrow will matter more than the badge.
Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.
We do not list an award tied specifically to Hamline University yet — but national, country and subject scholarships still apply to students heading there, and each one cuts the $23,770 above.
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The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. Hamline University clears its debt faster than that, and its graduates earn $21,586 a year more than a US worker with only a high-school diploma.
| Nearby university | Grade | Debt | Earnings | Payback |
|---|---|---|---|---|
| University of Minnesota - Crookston Minnesota | C | $20,500 | $58,056 | 1.1 yrs |
| College of Saint Benedict Minnesota | C | $26,944 | $63,260 | 1.1 yrs |
| Winona State University Minnesota | C | $21,500 | $58,532 | 1.1 yrs |
| Saint Mary’s University of Minnesota Minnesota | C | $21,500 | $58,170 | 1.2 yrs |
| Gustavus Adolphus College Minnesota | C | $26,774 | $65,607 | 1 yrs |
Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.