Cost, debt & salary

Is Hartwick College worth it? What it costs, and what graduates earn

You would borrow a median $27,000 — about $307 a month for ten years. Graduates earn a median $61,107 ten years after starting, so the debt clears in roughly 1.3 years of the salary premium.

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Is it worth the money?

It is a fair deal, close to the national middle. What you study and what you borrow will matter more than the badge.

You borrow $27,000 median federal debt at graduation
You repay $307/mo standard 10-year federal plan
You earn $61,107 median, 10 years after entry · beats 64%
Debt clears in 1.3 yrs ranked 401 of 810

What that feels like each month Repayment against the salary that has to cover it.

Gross monthly pay
$5,092
Loan repayment
$307
Share of your pay
6%
0%15% — the comfort line25%

Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.

Cut the debt before you borrow it

We do not list an award tied specifically to Hartwick College yet — but national, country and subject scholarships still apply to students heading there, and each one cuts the $27,000 above.

Browse scholarships for the USA →

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How Hartwick College compares Against the 810 US universities we grade on payback.

The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. Hartwick College takes longer than that, and its graduates earn $21,587 a year more than a US worker with only a high-school diploma.

Nearby universityGradeDebtEarningsPayback
State University of New York at Plattsburgh New York C $21,196 $56,403 1.3 yrs
State University of New York at Oswego New York C $20,880 $57,566 1.2 yrs
Canisius University New York C $24,250 $60,681 1.2 yrs
Long Island University New York C $23,577 $59,950 1.2 yrs
Keuka College New York C $27,000 $58,289 1.4 yrs

Hartwick College — the money questions

How much do graduates of Hartwick College earn?
Median earnings are $61,107 a year, measured ten years after students first enrolled — from tax records, not a survey. That is higher than 64% of the US universities we hold figures for.
How much debt will I have at Hartwick College?
The median graduate leaves with $27,000 of federal loans. On the standard ten-year plan that is about $307 a month — roughly 6% of the median graduate's monthly pay before tax.
How long does a degree from Hartwick College take to pay for itself?
About 1.3 years of the salary premium — the amount graduates earn above the $39,520 a US worker with only a high-school diploma makes. That ranks it 401 of 810 US universities we grade on payback.
Can scholarships reduce this debt?
We do not currently list a scholarship tied specifically to Hartwick College, but national and subject-based awards still apply — start from our scholarships listing.
Do these numbers apply to my subject?
No. The Department of Education publishes one figure per institution, so nursing, engineering and fine art students at Hartwick College all sit inside the same median. Treat it as the size of the financial risk, not a salary forecast for your course.
Hartwick College profile Programmes at Hartwick College Hartwick College scholarships Hartwick College review & grade Compare with State University of New York at Plattsburgh Payback across New York What Hartwick College costs Student loan record SAT scores & admission Fastest-paying US degrees Lowest student debt How we calculate this

Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.