You would borrow a median $24,575 — about $279 a month for ten years. Graduates earn a median $61,389 ten years after starting, so the debt clears in roughly 1.1 years of the salary premium.
It is a fair deal, close to the national middle. What you study and what you borrow will matter more than the badge.
Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.
Every dollar you win is a dollar you never repay — and it moves the 1.1-year payback above. We list 1 scholarship tied to High Point University.
See all 1 High Point University scholarships →Tell us what you need and we will come back with the lenders that actually fund students from your country — including options with no US co-signer. No obligation, and we never charge you.
The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. High Point University clears its debt faster than that, and its graduates earn $21,869 a year more than a US worker with only a high-school diploma.
| Nearby university | Grade | Debt | Earnings | Payback |
|---|---|---|---|---|
| University of North Carolina at Charlotte North Carolina | C | $21,500 | $57,289 | 1.2 yrs |
| University of North Carolina at Wilmington North Carolina | C | $19,500 | $54,967 | 1.3 yrs |
| Campbell University North Carolina | C | $22,500 | $54,886 | 1.5 yrs |
| East Carolina University North Carolina | C | $22,750 | $55,146 | 1.5 yrs |
| Appalachian State University North Carolina | C | $20,231 | $51,836 | 1.6 yrs |
Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.