You would borrow a median $20,093 — about $228 a month for ten years. Graduates earn a median $69,954 ten years after starting, so the debt clears in roughly 0.7 years of the salary premium.
Yes — you clear the borrowing faster than at most US universities.
Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.
We do not list an award tied specifically to James Madison University yet — but national, country and subject scholarships still apply to students heading there, and each one cuts the $20,093 above.
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The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. James Madison University clears its debt faster than that, and its graduates earn $30,434 a year more than a US worker with only a high-school diploma.
| Nearby university | Grade | Debt | Earnings | Payback |
|---|---|---|---|---|
| Virginia Military Institute Virginia | B | $22,996 | $77,369 | 0.6 yrs |
| University of Richmond Virginia | A | $21,000 | $76,178 | 0.6 yrs |
| George Mason University Virginia | A | $19,500 | $76,343 | 0.5 yrs |
| Marymount University Virginia | B | $25,000 | $67,516 | 0.9 yrs |
| Hampden-Sydney College Virginia | B | $26,000 | $67,640 | 0.9 yrs |
Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.