You would borrow a median $14,768 — about $168 a month for ten years. Graduates earn a median $143,372 ten years after starting, so the debt clears in roughly 0.1 years of the salary premium.
Yes — on the federal figures this is one of the fastest-paying degrees in the country.
Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.
Every dollar you win is a dollar you never repay — and it moves the 0.1-year payback above. We list 5 scholarships tied to Massachusetts Institute of Technology.
Tell us what you need and we will come back with the lenders that actually fund students from your country — including options with no US co-signer. No obligation, and we never charge you.
The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. Massachusetts Institute of Technology clears its debt faster than that, and its graduates earn $103,852 a year more than a US worker with only a high-school diploma.
| Nearby university | Grade | Debt | Earnings | Payback |
|---|---|---|---|---|
| Harvard University Massachusetts | A | $14,000 | $101,817 | 0.2 yrs |
| Wellesley College Massachusetts | A | $10,000 | $84,803 | 0.2 yrs |
| Babson College Massachusetts | A | $20,000 | $123,938 | 0.2 yrs |
| Williams College Massachusetts | A | $12,761 | $88,665 | 0.3 yrs |
| Bentley University Massachusetts | A | $25,023 | $120,959 | 0.3 yrs |
Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.