Cost, debt & salary

Is Middle Tennessee State University worth it? What it costs, and what graduates earn

You would borrow a median $20,000 — about $227 a month for ten years. Graduates earn a median $48,541 ten years after starting, so the debt clears in roughly 2.2 years of the salary premium.

D

Is it worth the money?

Be careful — the salary here takes noticeably longer than average to clear the debt.

You borrow $20,000 median federal debt at graduation
You repay $227/mo standard 10-year federal plan
You earn $48,541 median, 10 years after entry · beats 25%
Debt clears in 2.2 yrs ranked 644 of 810

What that feels like each month Repayment against the salary that has to cover it.

Gross monthly pay
$4,045
Loan repayment
$227
Share of your pay
5.6%
0%15% — the comfort line25%

Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.

Cut the debt before you borrow it

We do not list an award tied specifically to Middle Tennessee State University yet — but national, country and subject scholarships still apply to students heading there, and each one cuts the $20,000 above.

Browse scholarships for the USA →

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How Middle Tennessee State University compares Against the 810 US universities we grade on payback.

The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. Middle Tennessee State University takes longer than that, and its graduates earn $9,021 a year more than a US worker with only a high-school diploma.

Nearby universityGradeDebtEarningsPayback
University of Memphis Tennessee D $23,300 $48,458 2.6 yrs
Tennessee Technological University Tennessee D $15,650 $48,501 1.7 yrs
University of Tennessee at Chattanooga Tennessee C $19,500 $51,151 1.7 yrs
Christian Brothers University Tennessee C $27,000 $57,478 1.5 yrs
Belmont University Tennessee C $20,500 $55,930 1.3 yrs

Middle Tennessee State University — the money questions

How much do graduates of Middle Tennessee State University earn?
Median earnings are $48,541 a year, measured ten years after students first enrolled — from tax records, not a survey. That is higher than 25% of the US universities we hold figures for.
How much debt will I have at Middle Tennessee State University?
The median graduate leaves with $20,000 of federal loans. On the standard ten-year plan that is about $227 a month — roughly 5.6% of the median graduate's monthly pay before tax.
How long does a degree from Middle Tennessee State University take to pay for itself?
About 2.2 years of the salary premium — the amount graduates earn above the $39,520 a US worker with only a high-school diploma makes. That ranks it 644 of 810 US universities we grade on payback.
Can scholarships reduce this debt?
We do not currently list a scholarship tied specifically to Middle Tennessee State University, but national and subject-based awards still apply — start from our scholarships listing.
Do these numbers apply to my subject?
No. The Department of Education publishes one figure per institution, so nursing, engineering and fine art students at Middle Tennessee State University all sit inside the same median. Treat it as the size of the financial risk, not a salary forecast for your course.
Middle Tennessee State University profile Programmes at Middle Tennessee State University Middle Tennessee State University scholarships Middle Tennessee State University review & grade Compare with University of Memphis Payback across Tennessee What Middle Tennessee State University costs Student loan record SAT scores & admission Fastest-paying US degrees Lowest student debt How we calculate this

Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.