You would borrow a median $13,857 — about $158 a month for ten years. Graduates earn a median $76,310 ten years after starting, so the debt clears in roughly 0.4 years of the salary premium.
Yes — on the federal figures this is one of the fastest-paying degrees in the country.
Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.
Every dollar you win is a dollar you never repay — and it moves the 0.4-year payback above. We list 3 scholarships tied to Middlebury Institute of International Studies at Monterey.
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The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. Middlebury Institute of International Studies at Monterey clears its debt faster than that, and its graduates earn $36,790 a year more than a US worker with only a high-school diploma.
| Nearby university | Grade | Debt | Earnings | Payback |
|---|---|---|---|---|
| San Jose State University California | A | $15,000 | $78,988 | 0.4 yrs |
| Southern California University of Health Sciences California | A | $11,400 | $70,649 | 0.4 yrs |
| University of California, Santa Barbara California | A | $13,993 | $74,915 | 0.4 yrs |
| California Polytechnic State University, San Luis Obispo California | A | $18,500 | $90,768 | 0.4 yrs |
| University of California, Irvine California | A | $15,000 | $80,735 | 0.4 yrs |
Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.