You would borrow a median $19,609 — about $223 a month for ten years. Graduates earn a median $51,759 ten years after starting, so the debt clears in roughly 1.6 years of the salary premium.
It is a fair deal, close to the national middle. What you study and what you borrow will matter more than the badge.
Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.
We do not list an award tied specifically to Minot State University yet — but national, country and subject scholarships still apply to students heading there, and each one cuts the $19,609 above.
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The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. Minot State University takes longer than that, and its graduates earn $12,239 a year more than a US worker with only a high-school diploma.
| Nearby university | Grade | Debt | Earnings | Payback |
|---|---|---|---|---|
| University of Jamestown North Dakota | C | $27,000 | $56,621 | 1.6 yrs |
| Dickinson State University North Dakota | C | $18,442 | $50,720 | 1.7 yrs |
| Valley City State University North Dakota | C | $20,369 | $52,725 | 1.5 yrs |
| North Dakota State University North Dakota | C | $23,199 | $62,203 | 1 yrs |
| University of North Dakota North Dakota | B | $22,057 | $63,552 | 0.9 yrs |
Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.