You would borrow a median $21,221 — about $241 a month for ten years. Graduates earn a median $64,010 ten years after starting, so the debt clears in roughly 0.9 years of the salary premium.
Yes — you clear the borrowing faster than at most US universities.
Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.
Every dollar you win is a dollar you never repay — and it moves the 0.9-year payback above. We list 3 scholarships tied to Oregon State University.
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The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. Oregon State University clears its debt faster than that, and its graduates earn $24,490 a year more than a US worker with only a high-school diploma.
| Nearby university | Grade | Debt | Earnings | Payback |
|---|---|---|---|---|
| Lewis & Clark College Oregon | B | $19,500 | $62,205 | 0.9 yrs |
| University of Oregon Oregon | B | $20,139 | $61,324 | 0.9 yrs |
| Reed College Oregon | B | $21,500 | $62,927 | 0.9 yrs |
| Oregon Institute of Technology Oregon | B | $22,500 | $72,273 | 0.7 yrs |
| Pacific University Oregon | C | $23,223 | $60,583 | 1.1 yrs |
Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.