You would borrow a median $26,922 — about $306 a month for ten years. Graduates earn a median $61,317 ten years after starting, so the debt clears in roughly 1.2 years of the salary premium.
It is a fair deal, close to the national middle. What you study and what you borrow will matter more than the badge.
Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.
Every dollar you win is a dollar you never repay — and it moves the 1.2-year payback above. We list 1 scholarship tied to Saint Michael's College.
See all 1 Saint Michael's College scholarships →Tell us what you need and we will come back with the lenders that actually fund students from your country — including options with no US co-signer. No obligation, and we never charge you.
The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. Saint Michael's College clears its debt faster than that, and its graduates earn $21,797 a year more than a US worker with only a high-school diploma.
| Nearby university | Grade | Debt | Earnings | Payback |
|---|---|---|---|---|
| Champlain College Vermont | C | $26,814 | $58,386 | 1.4 yrs |
| Norwich University Vermont | B | $25,000 | $65,575 | 1 yrs |
| University of Vermont Vermont | B | $20,951 | $62,472 | 0.9 yrs |
| Middlebury College Vermont | A | $13,857 | $76,310 | 0.4 yrs |
Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.