You would borrow a median $17,550 — about $200 a month for ten years. Graduates earn a median $64,027 ten years after starting, so the debt clears in roughly 0.7 years of the salary premium.
Yes — you clear the borrowing faster than at most US universities.
Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.
We do not list an award tied specifically to Smith College yet — but national, country and subject scholarships still apply to students heading there, and each one cuts the $17,550 above.
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The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. Smith College clears its debt faster than that, and its graduates earn $24,507 a year more than a US worker with only a high-school diploma.
| Nearby university | Grade | Debt | Earnings | Payback |
|---|---|---|---|---|
| University of Massachusetts Amherst Massachusetts | B | $22,763 | $71,631 | 0.7 yrs |
| Brandeis University Massachusetts | B | $25,648 | $77,231 | 0.7 yrs |
| Western New England University Massachusetts | B | $25,500 | $73,157 | 0.8 yrs |
| University of Massachusetts Boston Massachusetts | B | $21,974 | $65,865 | 0.8 yrs |
| University of Massachusetts at Dartmouth Massachusetts | B | $25,000 | $68,804 | 0.9 yrs |
Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.