You would borrow a median $18,718 — about $213 a month for ten years. Graduates earn a median $64,390 ten years after starting, so the debt clears in roughly 0.8 years of the salary premium.
Yes — you clear the borrowing faster than at most US universities.
Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.
We do not list an award tied specifically to Towson University yet — but national, country and subject scholarships still apply to students heading there, and each one cuts the $18,718 above.
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The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. Towson University clears its debt faster than that, and its graduates earn $24,870 a year more than a US worker with only a high-school diploma.
| Nearby university | Grade | Debt | Earnings | Payback |
|---|---|---|---|---|
| University of Maryland, Baltimore County Maryland | B | $19,500 | $69,960 | 0.6 yrs |
| Salisbury University Maryland | B | $21,000 | $61,515 | 1 yrs |
| Montgomery College Maryland | C | $10,415 | $50,159 | 1 yrs |
| St. Mary's College of Maryland Maryland | C | $21,000 | $60,110 | 1 yrs |
| Mount St. Mary's University Maryland | C | $25,391 | $64,072 | 1 yrs |
Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.