You would borrow a median $18,750 — about $213 a month for ten years. Graduates earn a median $53,551 ten years after starting, so the debt clears in roughly 1.3 years of the salary premium.
It is a fair deal, close to the national middle. What you study and what you borrow will matter more than the badge.
Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.
We do not list an award tied specifically to University of Houston-Downtown yet — but national, country and subject scholarships still apply to students heading there, and each one cuts the $18,750 above.
Browse scholarships for the USA →Tell us what you need and we will come back with the lenders that actually fund students from your country — including options with no US co-signer. No obligation, and we never charge you.
The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. University of Houston-Downtown takes longer than that, and its graduates earn $14,031 a year more than a US worker with only a high-school diploma.
| Nearby university | Grade | Debt | Earnings | Payback |
|---|---|---|---|---|
| Midwestern State University Texas | C | $21,030 | $55,747 | 1.3 yrs |
| Saint Edward's University Texas | C | $24,803 | $58,826 | 1.3 yrs |
| The University of Texas at Rio Grande Valley Texas | C | $12,950 | $49,620 | 1.3 yrs |
| Dallas Baptist University Texas | C | $21,591 | $56,807 | 1.3 yrs |
| Southwestern University Texas | C | $25,000 | $56,878 | 1.4 yrs |
Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.