Cost, debt & salary

Is University of Maine worth it? What it costs, and what graduates earn

You would borrow a median $25,000 — about $284 a month for ten years. Graduates earn a median $48,653 ten years after starting, so the debt clears in roughly 2.7 years of the salary premium.

F

Is it worth the money?

Think hard. On these numbers the salary premium struggles to clear what students borrow.

You borrow $25,000 median federal debt at graduation
You repay $284/mo standard 10-year federal plan
You earn $48,653 median, 10 years after entry · beats 25%
Debt clears in 2.7 yrs ranked 695 of 810

What that feels like each month Repayment against the salary that has to cover it.

Gross monthly pay
$4,054
Loan repayment
$284
Share of your pay
7%
0%15% — the comfort line25%

Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.

Cut the debt before you borrow it

Every dollar you win is a dollar you never repay — and it moves the 2.7-year payback above. We list 4 scholarships tied to University of Maine.

University of Maine IEI Bridge Scholarship, USA 2022-23 Center for Cyber Safety and Education Undergraduate Scholarshi... International Flagship Undergraduate Scholarships at Universit... International Dean’s Scholarship at University of Maine in USA...
See all 4 University of Maine scholarships →

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How University of Maine compares Against the 810 US universities we grade on payback.

The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. University of Maine takes longer than that, and its graduates earn $9,133 a year more than a US worker with only a high-school diploma.

Nearby universityGradeDebtEarningsPayback
University of Maine at Machias Maine F $25,000 $48,653 2.7 yrs
University of Maine System Maine F $25,000 $48,653 2.7 yrs
University of Southern Maine Maine D $19,060 $49,958 1.8 yrs
University of Maine at Fort Kent Maine D $20,160 $51,077 1.7 yrs
University of New England Maine C $25,250 $55,921 1.5 yrs

University of Maine — the money questions

How much do graduates of University of Maine earn?
Median earnings are $48,653 a year, measured ten years after students first enrolled — from tax records, not a survey. That is higher than 25% of the US universities we hold figures for.
How much debt will I have at University of Maine?
The median graduate leaves with $25,000 of federal loans. On the standard ten-year plan that is about $284 a month — roughly 7% of the median graduate's monthly pay before tax.
How long does a degree from University of Maine take to pay for itself?
About 2.7 years of the salary premium — the amount graduates earn above the $39,520 a US worker with only a high-school diploma makes. That ranks it 695 of 810 US universities we grade on payback.
Can scholarships reduce this debt?
Yes — we list 4 scholarships tied to University of Maine. Each award you win comes straight off the borrowing above, and the payback figure falls with it.
Do these numbers apply to my subject?
No. The Department of Education publishes one figure per institution, so nursing, engineering and fine art students at University of Maine all sit inside the same median. Treat it as the size of the financial risk, not a salary forecast for your course.
University of Maine profile Programmes at University of Maine University of Maine scholarships University of Maine review & grade Compare with University of Maine at Machias Payback across Maine What University of Maine costs Student loan record SAT scores & admission Fastest-paying US degrees Lowest student debt How we calculate this

Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.