You would borrow a median $18,995 — about $216 a month for ten years. Graduates earn a median $50,919 ten years after starting, so the debt clears in roughly 1.7 years of the salary premium.
It is a fair deal, close to the national middle. What you study and what you borrow will matter more than the badge.
Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.
We do not list an award tied specifically to University of Minnesota - Morris yet — but national, country and subject scholarships still apply to students heading there, and each one cuts the $18,995 above.
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The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. University of Minnesota - Morris takes longer than that, and its graduates earn $11,399 a year more than a US worker with only a high-school diploma.
| Nearby university | Grade | Debt | Earnings | Payback |
|---|---|---|---|---|
| Southwest Minnesota State University Minnesota | D | $20,500 | $51,342 | 1.7 yrs |
| Minnesota State University Moorhead Minnesota | D | $20,000 | $50,527 | 1.8 yrs |
| Lake Superior College Minnesota | D | $12,775 | $46,449 | 1.8 yrs |
| Bemidji State University Minnesota | C | $19,750 | $53,755 | 1.4 yrs |
| Concordia College - Moorhead Minnesota | C | $26,847 | $59,317 | 1.4 yrs |
Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.