You would borrow a median $20,000 — about $227 a month for ten years. Graduates earn a median $50,994 ten years after starting, so the debt clears in roughly 1.7 years of the salary premium.
Be careful — the salary here takes noticeably longer than average to clear the debt.
Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.
Every dollar you win is a dollar you never repay — and it moves the 1.7-year payback above. We list 2 scholarships tied to University of Mississippi.
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The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. University of Mississippi takes longer than that, and its graduates earn $11,474 a year more than a US worker with only a high-school diploma.
| Nearby university | Grade | Debt | Earnings | Payback |
|---|---|---|---|---|
| University of Mississippi Medical Center Mississippi | D | $20,000 | $50,994 | 1.7 yrs |
| Mississippi State University Mississippi | D | $22,142 | $51,513 | 1.9 yrs |
| Millsaps College Mississippi | D | $27,000 | $53,848 | 1.9 yrs |
| Mississippi University for Women Mississippi | D | $15,000 | $46,128 | 2.3 yrs |
| Belhaven University Mississippi | F | $26,333 | $46,440 | 3.8 yrs |
Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.