Cost, debt & salary

Is University of San Francisco worth it? What it costs, and what graduates earn

You would borrow a median $23,000 — about $262 a month for ten years. Graduates earn a median $89,812 ten years after starting, so the debt clears in roughly 0.5 years of the salary premium.

A

Is it worth the money?

Yes — on the federal figures this is one of the fastest-paying degrees in the country.

You borrow $23,000 median federal debt at graduation
You repay $262/mo standard 10-year federal plan
You earn $89,812 median, 10 years after entry · beats 95%
Debt clears in 0.5 yrs ranked 74 of 810

What that feels like each month Repayment against the salary that has to cover it.

Gross monthly pay
$7,484
Loan repayment
$262
Share of your pay
3.5%
0%15% — the comfort line25%

Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.

Cut the debt before you borrow it

Every dollar you win is a dollar you never repay — and it moves the 0.5-year payback above. We list 2 scholarships tied to University of San Francisco.

Masagung Graduate School of Management Scholarships in USA, 20... Pay It Forward Scholarships at University of San Francisco in...
See all 2 University of San Francisco scholarships →

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How University of San Francisco compares Against the 810 US universities we grade on payback.

The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. University of San Francisco clears its debt faster than that, and its graduates earn $50,292 a year more than a US worker with only a high-school diploma.

Nearby universityGradeDebtEarningsPayback
University of San Diego California A $22,940 $86,522 0.5 yrs
Loyola Marymount University California A $19,500 $78,349 0.5 yrs
Loma Linda University California A $20,854 $89,816 0.4 yrs
University of California, Santa Barbara California A $13,993 $74,915 0.4 yrs
San Jose State University California A $15,000 $78,988 0.4 yrs

University of San Francisco — the money questions

How much do graduates of University of San Francisco earn?
Median earnings are $89,812 a year, measured ten years after students first enrolled — from tax records, not a survey. That is higher than 95% of the US universities we hold figures for.
How much debt will I have at University of San Francisco?
The median graduate leaves with $23,000 of federal loans. On the standard ten-year plan that is about $262 a month — roughly 3.5% of the median graduate's monthly pay before tax.
How long does a degree from University of San Francisco take to pay for itself?
About 0.5 years of the salary premium — the amount graduates earn above the $39,520 a US worker with only a high-school diploma makes. That ranks it 74 of 810 US universities we grade on payback.
Can scholarships reduce this debt?
Yes — we list 2 scholarships tied to University of San Francisco. Each award you win comes straight off the borrowing above, and the payback figure falls with it.
Do these numbers apply to my subject?
No. The Department of Education publishes one figure per institution, so nursing, engineering and fine art students at University of San Francisco all sit inside the same median. Treat it as the size of the financial risk, not a salary forecast for your course.
University of San Francisco profile Programmes at University of San Francisco University of San Francisco scholarships University of San Francisco review & grade Compare with University of San Diego Payback across California What University of San Francisco costs Student loan record SAT scores & admission Fastest-paying US degrees Lowest student debt How we calculate this

Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.