You would borrow a median $21,500 — about $244 a month for ten years. Graduates earn a median $61,408 ten years after starting, so the debt clears in roughly 1 years of the salary premium.
It is a fair deal, close to the national middle. What you study and what you borrow will matter more than the badge.
Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.
Every dollar you win is a dollar you never repay — and it moves the 1-year payback above. We list 3 scholarships tied to University of Tulsa.
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The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. University of Tulsa clears its debt faster than that, and its graduates earn $21,888 a year more than a US worker with only a high-school diploma.
| Nearby university | Grade | Debt | Earnings | Payback |
|---|---|---|---|---|
| Oklahoma State University Oklahoma | C | $20,500 | $57,413 | 1.2 yrs |
| Oklahoma City University Oklahoma | C | $20,835 | $54,655 | 1.4 yrs |
| Southern Nazarene University Oklahoma | C | $21,900 | $54,951 | 1.4 yrs |
| University of Central Oklahoma Oklahoma | D | $21,000 | $48,351 | 2.4 yrs |
| Oklahoma Christian University Oklahoma | F | $26,000 | $49,203 | 2.7 yrs |
Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.