You would borrow a median $14,340 — about $163 a month for ten years. Graduates earn a median $54,022 ten years after starting, so the debt clears in roughly 1 years of the salary premium.
It is a fair deal, close to the national middle. What you study and what you borrow will matter more than the badge.
Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.
Every dollar you win is a dollar you never repay — and it moves the 1-year payback above. We list 2 scholarships tied to Utah State University.
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The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. Utah State University clears its debt faster than that, and its graduates earn $14,502 a year more than a US worker with only a high-school diploma.
| Nearby university | Grade | Debt | Earnings | Payback |
|---|---|---|---|---|
| Utah Valley University Utah | B | $14,750 | $55,486 | 0.9 yrs |
| Weber State University Utah | B | $15,113 | $56,287 | 0.9 yrs |
| Southern Utah University Utah | C | $12,500 | $50,296 | 1.2 yrs |
| University of Utah Utah | B | $19,000 | $67,170 | 0.7 yrs |
| Western Governors University Utah | A | $11,116 | $60,615 | 0.5 yrs |
Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.