You would borrow a median $23,250 — about $264 a month for ten years. Graduates earn a median $64,873 ten years after starting, so the debt clears in roughly 0.9 years of the salary premium.
Yes — you clear the borrowing faster than at most US universities.
Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.
We do not list an award tied specifically to Xavier University yet — but national, country and subject scholarships still apply to students heading there, and each one cuts the $23,250 above.
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The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. Xavier University clears its debt faster than that, and its graduates earn $25,353 a year more than a US worker with only a high-school diploma.
| Nearby university | Grade | Debt | Earnings | Payback |
|---|---|---|---|---|
| Denison University Ohio | B | $26,000 | $67,753 | 0.9 yrs |
| Ohio State University Ohio | B | $19,976 | $60,409 | 1 yrs |
| University of Dayton Ohio | B | $23,250 | $75,537 | 0.7 yrs |
| Ohio Northern University Ohio | B | $27,000 | $80,928 | 0.7 yrs |
| Kenyon College Ohio | A | $18,527 | $71,830 | 0.6 yrs |
Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.