Student loan record

Student loans at University of the People: who borrows, and who pays it back

0% of students borrow federal loans.

What the repayment figure means

Repayment figures are not published for this institution.

The Department of Education stopped publishing default rates — every institution now reports zero — so the honest measure left is the declining-balance rate: the share of borrowers whose balance is lower three years after they left than the day they started repaying. A borrower can be in good standing and still owe more than they started with, through interest on a paused or income-driven plan; this figure counts only those actually reducing the debt.

Paying it downnot published3 years after leaving
Students who borrow0%federal loans
Median debtnot publishedat graduation
Monthly repaymentstandard plan

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Borrow less in the first place

Every award reduces the balance that has to be repaid — and repayment problems start with the size of the loan, not the interest rate.

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Student loans at University of the People: common questions

Do students at University of the People repay their loans?
Not published for this institution.
How many students at University of the People take out loans?
0% of students take federal loans, and 0% receive a Pell grant, which does not have to be repaid.
What is the monthly student loan payment after University of the People?
A monthly figure is not published for this institution.
Should I borrow to study here?
That depends on the gap between the price and the aid you are offered — not on this page alone. Read it with the net price by income and the graduate earnings: a large loan is reasonable against strong earnings and hard to justify without them.

Source: US Department of Education College Scorecard — federal loan take-up, Pell share, median debt and the three-year declining-balance repayment rate. Information only, not financial advice.