Tuition & net price

How much does Saginaw Valley State University cost?

Published tuition is $12,930 in-state and $30,450 out-of-state, with a full cost of attendance of $24,936 a year. After aid, families pay between $9,844 and $24,103 depending on income.

In-state tuition$12,930before aid
Out-of-state$30,450before aid
Lowest net price$9,844families under $30k
Highest net price$24,103families over $110k

What families actually pay Average net price after grants and scholarships, by household income.

Household incomeNet price a yearShare of the sticker price
Under $30,000 $9,844 39%
$30,001–$48,000 $19,711 79%
$48,001–$75,000 $20,053 80%
$75,001–$110,000 $18,879 76%
Over $110,000 $24,103 97%

Net price is the federal measure of what students actually pay: total cost of attendance minus the grant and scholarship aid they receive. It is the only cost figure worth comparing between universities — the published tuition above is a list price that most students never pay in full.

Who pays how The mix of grant aid and borrowing at this university.

On Pell grants
35%
Take federal loans
50%
Typical repayment
$265/mo

A high Pell share means the university enrols many lower-income students, and usually that its net price for those families is well below the sticker price. A high loan share means the gap between aid and cost is being filled with borrowing — the repayment record shows how that works out afterwards.

Money you do not have to repay

Grants and scholarships come off the price before you borrow anything. We list 1 tied to Saginaw Valley State University.

All Saginaw Valley State University scholarships →

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How the price compares Universities charging a similar amount in Michigan.

UniversityIn-stateOut-of-stateCost of attendanceNet price (under $30k)
Wayne State University $15,190 $32,037 $27,350 $11,090
University of Michigan–Flint $14,704 $28,320 $20,915 $1,517
University of Michigan - Dearborn $15,640 $32,896 $24,040 $7,211
University of Detroit Mercy $32,946 $32,946 $42,211 $13,088
Hillsdale College $33,189 $33,189 not published not published
Kuyper College $27,660 $27,660 $38,366 $14,024

Saginaw Valley State University costs: common questions

How much is tuition at Saginaw Valley State University?
Published tuition is $12,930 for in-state students and $30,450 for out-of-state students, before any aid.
What does Saginaw Valley State University actually cost after financial aid?
It depends on family income. After grants and scholarships, families earning under $30,000 pay a net $9,844 a year, while families over $110,000 pay $24,103.
What is the total cost of attendance at Saginaw Valley State University?
$24,936 a year as the institution reports it — tuition, fees, housing, books and living costs combined. Almost nobody pays this in full; the net price above is what families actually pay.
Is Saginaw Valley State University worth the money?
Graduates earn a median $51,955 ten years after starting, against $25,000 of median debt — see the full payback breakdown for the arithmetic.

Source: US Department of Education College Scorecard. Tuition and cost of attendance are as reported by the institution; net price is the average paid by students receiving federal aid, by household income band. Figures imported 28 Aug 2026.