Tuition & net price

How much does Saint Cloud State University cost?

Published tuition is $10,245, with a full cost of attendance of $21,116 a year. After aid, families pay between $8,909 and $18,989 depending on income.

Tuition$10,245before aid
Cost of attendance$21,116tuition + living
Lowest net price$8,909families under $30k
Highest net price$18,989families over $110k

What families actually pay Average net price after grants and scholarships, by household income.

Household incomeNet price a yearShare of the sticker price
Under $30,000 $8,909 42%
$30,001–$48,000 $9,871 47%
$48,001–$75,000 $12,034 57%
$75,001–$110,000 $14,781 70%
Over $110,000 $18,989 90%

Net price is the federal measure of what students actually pay: total cost of attendance minus the grant and scholarship aid they receive. It is the only cost figure worth comparing between universities — the published tuition above is a list price that most students never pay in full.

Who pays how The mix of grant aid and borrowing at this university.

On Pell grants
22%
Take federal loans
24%
Typical repayment
$223/mo

A high Pell share means the university enrols many lower-income students, and usually that its net price for those families is well below the sticker price. A high loan share means the gap between aid and cost is being filled with borrowing — the repayment record shows how that works out afterwards.

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How the price compares Universities charging a similar amount in Minnesota.

UniversityIn-stateOut-of-stateCost of attendanceNet price (under $30k)
Bemidji State University $10,237 $10,237 $22,744 $10,073
Southwest Minnesota State University $10,361 $10,361 $24,757 $10,559
Minnesota State University Moorhead $10,428 $10,428 $25,197 $11,129
Metropolitan State University $9,840 $9,840 $25,172 $15,238
Walden University $12,762 $12,762 $35,358 $32,652
University of Minnesota - Crookston $13,288 $13,288 $26,068 $5,758

Saint Cloud State University costs: common questions

How much is tuition at Saint Cloud State University?
Published tuition is $10,245 a year before aid.
What does Saint Cloud State University actually cost after financial aid?
It depends on family income. After grants and scholarships, families earning under $30,000 pay a net $8,909 a year, while families over $110,000 pay $18,989.
What is the total cost of attendance at Saint Cloud State University?
$21,116 a year as the institution reports it — tuition, fees, housing, books and living costs combined. Almost nobody pays this in full; the net price above is what families actually pay.
Is Saint Cloud State University worth the money?
Graduates earn a median $55,813 ten years after starting, against $21,058 of median debt — see the full payback breakdown for the arithmetic.

Source: US Department of Education College Scorecard. Tuition and cost of attendance are as reported by the institution; net price is the average paid by students receiving federal aid, by household income band. Figures imported 28 Aug 2026.