Tuition & net price

How much does University of Central Oklahoma cost?

Published tuition is $8,818 in-state and $19,704 out-of-state, with a full cost of attendance of $26,392 a year. After aid, families pay between $15,275 and $24,183 depending on income.

In-state tuition$8,818before aid
Out-of-state$19,704before aid
Lowest net price$15,275families under $30k
Highest net price$24,183families over $110k

What families actually pay Average net price after grants and scholarships, by household income.

Household incomeNet price a yearShare of the sticker price
Under $30,000 $15,275 58%
$30,001–$48,000 $15,828 60%
$48,001–$75,000 $17,776 67%
$75,001–$110,000 $23,249 88%
Over $110,000 $24,183 92%

Net price is the federal measure of what students actually pay: total cost of attendance minus the grant and scholarship aid they receive. It is the only cost figure worth comparing between universities — the published tuition above is a list price that most students never pay in full.

Who pays how The mix of grant aid and borrowing at this university.

On Pell grants
36%
Take federal loans
33%
Typical repayment
$223/mo

A high Pell share means the university enrols many lower-income students, and usually that its net price for those families is well below the sticker price. A high loan share means the gap between aid and cost is being filled with borrowing — the repayment record shows how that works out afterwards.

Money you do not have to repay

Grants and scholarships come off the price before you borrow anything. We list 3 tied to University of Central Oklahoma.

University of Central Oklahoma Freshman Merit Global Scholarsh... Mr. and Miss UCO International Scholarships 2022 - University... Distinguished Graduate Scholar Program 2022
All University of Central Oklahoma scholarships →

Need student health insurance for University of Central Oklahoma?

Most US universities require health cover before enrolment. Tell us your dates and country and we will come back with plans that meet your university’s requirement.

Free for students. We are not a insurer and give no financial advice — we pass your request to partners and may be paid by them if you go ahead. One request per person per service; sending it again simply updates what we hold.

How the price compares Universities charging a similar amount in Oklahoma.

UniversityIn-stateOut-of-stateCost of attendanceNet price (under $30k)
University of Science & Arts of Oklahoma $9,000 $20,190 $20,662 $3,493
East Central University $8,032 $17,842 $18,459 $8,151
Northeastern State University $7,810 $17,290 $21,551 $10,598
Cameron University $7,095 $16,515 $19,862 $8,752
Langston University $6,863 $14,616 $21,394 $11,117
Oklahoma State University $10,234 $25,754 $28,290 $12,243

University of Central Oklahoma costs: common questions

How much is tuition at University of Central Oklahoma?
Published tuition is $8,818 for in-state students and $19,704 for out-of-state students, before any aid.
What does University of Central Oklahoma actually cost after financial aid?
It depends on family income. After grants and scholarships, families earning under $30,000 pay a net $15,275 a year, while families over $110,000 pay $24,183.
What is the total cost of attendance at University of Central Oklahoma?
$26,392 a year as the institution reports it — tuition, fees, housing, books and living costs combined. Almost nobody pays this in full; the net price above is what families actually pay.
Is University of Central Oklahoma worth the money?
Graduates earn a median $48,351 ten years after starting, against $21,000 of median debt — see the full payback breakdown for the arithmetic.
University of Central Oklahoma profile Debt vs graduate salary Student loan record SAT scores & admission Cheapest US universities

Source: US Department of Education College Scorecard. Tuition and cost of attendance are as reported by the institution; net price is the average paid by students receiving federal aid, by household income band. Figures imported 28 Aug 2026.