You would borrow a median $8,000 — about $91 a month for ten years. Graduates earn a median $43,421 ten years after starting, so the debt clears in roughly 2.1 years of the salary premium.
Be careful — the salary here takes noticeably longer than average to clear the debt.
Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.
Every dollar you win is a dollar you never repay — and it moves the 2.1-year payback above. We list 1 scholarship tied to Florida Southwestern State College.
See all 1 Florida Southwestern State College scholarships →Tell us what you need and we will come back with the lenders that actually fund students from your country — including options with no US co-signer. No obligation, and we never charge you.
The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. Florida Southwestern State College takes longer than that, and its graduates earn $3,901 a year more than a US worker with only a high-school diploma.
| Nearby university | Grade | Debt | Earnings | Payback |
|---|---|---|---|---|
| New College of Florida Florida | D | $17,375 | $48,082 | 2 yrs |
| Stetson University Florida | D | $23,250 | $51,642 | 1.9 yrs |
| Lynn University Florida | D | $17,940 | $49,006 | 1.9 yrs |
| University of West Florida Florida | D | $16,624 | $49,137 | 1.7 yrs |
| Barry University Florida | C | $26,997 | $55,966 | 1.6 yrs |
Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.