Cost, debt & salary

Is Northern Arizona University worth it? What it costs, and what graduates earn

You would borrow a median $19,000 — about $216 a month for ten years. Graduates earn a median $54,384 ten years after starting, so the debt clears in roughly 1.3 years of the salary premium.

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Is it worth the money?

It is a fair deal, close to the national middle. What you study and what you borrow will matter more than the badge.

You borrow $19,000 median federal debt at graduation
You repay $216/mo standard 10-year federal plan
You earn $54,384 median, 10 years after entry · beats 44%
Debt clears in 1.3 yrs ranked 413 of 810

What that feels like each month Repayment against the salary that has to cover it.

Gross monthly pay
$4,532
Loan repayment
$216
Share of your pay
4.8%
0%15% — the comfort line25%

Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.

Cut the debt before you borrow it

Every dollar you win is a dollar you never repay — and it moves the 1.3-year payback above. We list 1 scholarship tied to Northern Arizona University.

Dorrance Scholarship 2026 , USA (Funding up to $48,000)
See all 1 Northern Arizona University scholarships →

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How Northern Arizona University compares Against the 810 US universities we grade on payback.

The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. Northern Arizona University takes longer than that, and its graduates earn $14,864 a year more than a US worker with only a high-school diploma.

Nearby universityGradeDebtEarningsPayback
University of Arizona Arizona B $19,620 $59,979 1 yrs
University of Advancing Technology Arizona D $28,812 $50,719 2.6 yrs
Prescott College Arizona F $16,300 $42,359 5.7 yrs
Grand Canyon University Arizona F $22,114 $42,186 8.3 yrs

Northern Arizona University — the money questions

How much do graduates of Northern Arizona University earn?
Median earnings are $54,384 a year, measured ten years after students first enrolled — from tax records, not a survey. That is higher than 44% of the US universities we hold figures for.
How much debt will I have at Northern Arizona University?
The median graduate leaves with $19,000 of federal loans. On the standard ten-year plan that is about $216 a month — roughly 4.8% of the median graduate's monthly pay before tax.
How long does a degree from Northern Arizona University take to pay for itself?
About 1.3 years of the salary premium — the amount graduates earn above the $39,520 a US worker with only a high-school diploma makes. That ranks it 413 of 810 US universities we grade on payback.
Can scholarships reduce this debt?
Yes — we list 1 scholarship tied to Northern Arizona University. Each award you win comes straight off the borrowing above, and the payback figure falls with it.
Do these numbers apply to my subject?
No. The Department of Education publishes one figure per institution, so nursing, engineering and fine art students at Northern Arizona University all sit inside the same median. Treat it as the size of the financial risk, not a salary forecast for your course.
Northern Arizona University profile Programmes at Northern Arizona University Northern Arizona University scholarships Northern Arizona University review & grade Compare with University of Arizona Payback across Arizona What Northern Arizona University costs Student loan record SAT scores & admission Fastest-paying US degrees Lowest student debt How we calculate this

Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.