Cost, debt & salary

Is State University of New York at New Paltz worth it? What it costs, and what graduates earn

You would borrow a median $18,750 — about $213 a month for ten years. Graduates earn a median $58,073 ten years after starting, so the debt clears in roughly 1 years of the salary premium.

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Is it worth the money?

It is a fair deal, close to the national middle. What you study and what you borrow will matter more than the badge.

You borrow $18,750 median federal debt at graduation
You repay $213/mo standard 10-year federal plan
You earn $58,073 median, 10 years after entry · beats 56%
Debt clears in 1 yrs ranked 307 of 810

What that feels like each month Repayment against the salary that has to cover it.

Gross monthly pay
$4,839
Loan repayment
$213
Share of your pay
4.4%
0%15% — the comfort line25%

Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.

Cut the debt before you borrow it

Every dollar you win is a dollar you never repay — and it moves the 1-year payback above. We list 1 scholarship tied to State University of New York at New Paltz.

USA State University of New York International Student Scholar...
See all 1 State University of New York at New Paltz scholarships →

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How State University of New York at New Paltz compares Against the 810 US universities we grade on payback.

The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. State University of New York at New Paltz clears its debt faster than that, and its graduates earn $18,553 a year more than a US worker with only a high-school diploma.

Nearby universityGradeDebtEarningsPayback
Ithaca College New York C $24,000 $63,548 1 yrs
Le Moyne College New York C $23,000 $62,731 1 yrs
St. Lawrence University New York C $27,000 $67,258 1 yrs
Hobart and William Smith Colleges New York B $27,000 $68,831 0.9 yrs
Mount Saint Mary College New York B $26,007 $67,705 0.9 yrs

State University of New York at New Paltz — the money questions

How much do graduates of State University of New York at New Paltz earn?
Median earnings are $58,073 a year, measured ten years after students first enrolled — from tax records, not a survey. That is higher than 56% of the US universities we hold figures for.
How much debt will I have at State University of New York at New Paltz?
The median graduate leaves with $18,750 of federal loans. On the standard ten-year plan that is about $213 a month — roughly 4.4% of the median graduate's monthly pay before tax.
How long does a degree from State University of New York at New Paltz take to pay for itself?
About 1 years of the salary premium — the amount graduates earn above the $39,520 a US worker with only a high-school diploma makes. That ranks it 307 of 810 US universities we grade on payback.
Can scholarships reduce this debt?
Yes — we list 1 scholarship tied to State University of New York at New Paltz. Each award you win comes straight off the borrowing above, and the payback figure falls with it.
Do these numbers apply to my subject?
No. The Department of Education publishes one figure per institution, so nursing, engineering and fine art students at State University of New York at New Paltz all sit inside the same median. Treat it as the size of the financial risk, not a salary forecast for your course.
State University of New York at New Paltz profile Programmes at State University of New York at New Paltz State University of New York at New Paltz scholarships State University of New York at New Paltz review & grade Compare with Ithaca College Payback across New York What State University of New York at New Paltz costs Student loan record SAT scores & admission Fastest-paying US degrees Lowest student debt How we calculate this

Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.