You would borrow a median $19,620 — about $223 a month for ten years. Graduates earn a median $59,979 ten years after starting, so the debt clears in roughly 1 years of the salary premium.
Yes — you clear the borrowing faster than at most US universities.
Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.
Every dollar you win is a dollar you never repay — and it moves the 1-year payback above. We list 6 scholarships tied to University of Arizona.
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The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. University of Arizona clears its debt faster than that, and its graduates earn $20,459 a year more than a US worker with only a high-school diploma.
| Nearby university | Grade | Debt | Earnings | Payback |
|---|---|---|---|---|
| Northern Arizona University Arizona | C | $19,000 | $54,384 | 1.3 yrs |
| University of Advancing Technology Arizona | D | $28,812 | $50,719 | 2.6 yrs |
| Prescott College Arizona | F | $16,300 | $42,359 | 5.7 yrs |
| Grand Canyon University Arizona | F | $22,114 | $42,186 | 8.3 yrs |
Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.