Cost, debt & salary

Is University of Central Missouri worth it? What it costs, and what graduates earn

You would borrow a median $21,000 — about $239 a month for ten years. Graduates earn a median $49,560 ten years after starting, so the debt clears in roughly 2.1 years of the salary premium.

D

Is it worth the money?

Be careful — the salary here takes noticeably longer than average to clear the debt.

You borrow $21,000 median federal debt at graduation
You repay $239/mo standard 10-year federal plan
You earn $49,560 median, 10 years after entry · beats 28%
Debt clears in 2.1 yrs ranked 633 of 810

What that feels like each month Repayment against the salary that has to cover it.

Gross monthly pay
$4,130
Loan repayment
$239
Share of your pay
5.8%
0%15% — the comfort line25%

Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.

Cut the debt before you borrow it

We do not list an award tied specifically to University of Central Missouri yet — but national, country and subject scholarships still apply to students heading there, and each one cuts the $21,000 above.

Browse scholarships for the USA →

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How University of Central Missouri compares Against the 810 US universities we grade on payback.

The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. University of Central Missouri takes longer than that, and its graduates earn $10,040 a year more than a US worker with only a high-school diploma.

Nearby universityGradeDebtEarningsPayback
Webster University Missouri D $23,000 $50,876 2 yrs
Lindenwood University Missouri D $26,000 $53,278 1.9 yrs
Northwest Missouri State University Missouri D $21,500 $47,885 2.6 yrs
Park University Missouri C $21,685 $56,309 1.3 yrs
Truman State University Missouri C $21,000 $56,280 1.3 yrs

University of Central Missouri — the money questions

How much do graduates of University of Central Missouri earn?
Median earnings are $49,560 a year, measured ten years after students first enrolled — from tax records, not a survey. That is higher than 28% of the US universities we hold figures for.
How much debt will I have at University of Central Missouri?
The median graduate leaves with $21,000 of federal loans. On the standard ten-year plan that is about $239 a month — roughly 5.8% of the median graduate's monthly pay before tax.
How long does a degree from University of Central Missouri take to pay for itself?
About 2.1 years of the salary premium — the amount graduates earn above the $39,520 a US worker with only a high-school diploma makes. That ranks it 633 of 810 US universities we grade on payback.
Can scholarships reduce this debt?
We do not currently list a scholarship tied specifically to University of Central Missouri, but national and subject-based awards still apply — start from our scholarships listing.
Do these numbers apply to my subject?
No. The Department of Education publishes one figure per institution, so nursing, engineering and fine art students at University of Central Missouri all sit inside the same median. Treat it as the size of the financial risk, not a salary forecast for your course.
University of Central Missouri profile Programmes at University of Central Missouri University of Central Missouri scholarships University of Central Missouri review & grade Compare with Webster University Payback across Missouri What University of Central Missouri costs Student loan record SAT scores & admission Fastest-paying US degrees Lowest student debt How we calculate this

Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.