Cost, debt & salary

Is University of Southern Mississippi worth it? What it costs, and what graduates earn

You would borrow a median $22,500 — about $256 a month for ten years. Graduates earn a median $44,140 ten years after starting, so the debt clears in roughly 4.9 years of the salary premium.

F

Is it worth the money?

Think hard. On these numbers the salary premium struggles to clear what students borrow.

You borrow $22,500 median federal debt at graduation
You repay $256/mo standard 10-year federal plan
You earn $44,140 median, 10 years after entry · beats 13%
Debt clears in 4.9 yrs ranked 767 of 810

What that feels like each month Repayment against the salary that has to cover it.

Gross monthly pay
$3,678
Loan repayment
$256
Share of your pay
7%
0%15% — the comfort line25%

Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.

Cut the debt before you borrow it

Every dollar you win is a dollar you never repay — and it moves the 4.9-year payback above. We list 1 scholarship tied to University of Southern Mississippi.

University of Southern Mississippi USA Freshman Scholarships 2...
See all 1 University of Southern Mississippi scholarships →

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How University of Southern Mississippi compares Against the 810 US universities we grade on payback.

The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. University of Southern Mississippi takes longer than that, and its graduates earn $4,620 a year more than a US worker with only a high-school diploma.

Nearby universityGradeDebtEarningsPayback
Belhaven University Mississippi F $26,333 $46,440 3.8 yrs
Mississippi University for Women Mississippi D $15,000 $46,128 2.3 yrs
Millsaps College Mississippi D $27,000 $53,848 1.9 yrs
Mississippi State University Mississippi D $22,142 $51,513 1.9 yrs
University of Mississippi Mississippi D $20,000 $50,994 1.7 yrs

University of Southern Mississippi — the money questions

How much do graduates of University of Southern Mississippi earn?
Median earnings are $44,140 a year, measured ten years after students first enrolled — from tax records, not a survey. That is higher than 13% of the US universities we hold figures for.
How much debt will I have at University of Southern Mississippi?
The median graduate leaves with $22,500 of federal loans. On the standard ten-year plan that is about $256 a month — roughly 7% of the median graduate's monthly pay before tax.
How long does a degree from University of Southern Mississippi take to pay for itself?
About 4.9 years of the salary premium — the amount graduates earn above the $39,520 a US worker with only a high-school diploma makes. That ranks it 767 of 810 US universities we grade on payback.
Can scholarships reduce this debt?
Yes — we list 1 scholarship tied to University of Southern Mississippi. Each award you win comes straight off the borrowing above, and the payback figure falls with it.
Do these numbers apply to my subject?
No. The Department of Education publishes one figure per institution, so nursing, engineering and fine art students at University of Southern Mississippi all sit inside the same median. Treat it as the size of the financial risk, not a salary forecast for your course.
University of Southern Mississippi profile Programmes at University of Southern Mississippi University of Southern Mississippi scholarships University of Southern Mississippi review & grade Compare with Belhaven University Payback across Mississippi What University of Southern Mississippi costs Student loan record SAT scores & admission Fastest-paying US degrees Lowest student debt How we calculate this

Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.