You would borrow a median $20,951 — about $238 a month for ten years. Graduates earn a median $62,472 ten years after starting, so the debt clears in roughly 0.9 years of the salary premium.
Yes — you clear the borrowing faster than at most US universities.
Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.
Every dollar you win is a dollar you never repay — and it moves the 0.9-year payback above. We list 3 scholarships tied to University of Vermont.
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The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. University of Vermont clears its debt faster than that, and its graduates earn $22,952 a year more than a US worker with only a high-school diploma.
| Nearby university | Grade | Debt | Earnings | Payback |
|---|---|---|---|---|
| Norwich University Vermont | B | $25,000 | $65,575 | 1 yrs |
| Saint Michael's College Vermont | C | $26,922 | $61,317 | 1.2 yrs |
| Champlain College Vermont | C | $26,814 | $58,386 | 1.4 yrs |
| Middlebury College Vermont | A | $13,857 | $76,310 | 0.4 yrs |
Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.