Worcester Polytechnic Institute

150 Programs 4 Degree levels
Bachelor

Bachelors Degree in Financial Technology (FinTech)

DegreeBachelor
Fieldfinancial technology
A

Cost & earnings at Worcester Polytechnic Institute What students borrow here, and what they go on to earn

You borrow $27,000 median federal debt
You repay $307/mo over 10 years
Graduates earn $103,470 10 yrs after entry
Debt clears in 0.4 yrs of the salary premium
US Department of Education figures See the full breakdown →

The Bachelor of Science in Financial Technology at Worcester Polytechnic Institute combines computing, data science and finance to train students to design and deploy technology-driven financial solutions. It suits students with strong quantitative skills who want a career at the intersection of software engineering, data analytics and financial services.

What you'll study

The FinTech curriculum integrates core computing and mathematics with finance, data analytics and systems engineering. Early study focuses on programming, data structures, discrete mathematics and calculus, then progresses to applied statistics, machine learning and databases. Finance coursework covers financial markets and instruments, corporate finance, investments, derivatives and risk management.

  • Core computing: programming (Python, Java/C++), data structures and algorithms, databases, web and cloud development, software engineering practices.
  • Quantitative methods: calculus, linear algebra, probability and statistics, optimisation and numerical methods for finance.
  • Data and machine learning: data mining, time-series analysis, supervised and unsupervised learning, model validation and interpretability.
  • Finance and regulation: financial markets, fixed income, derivatives, risk measurement, financial regulation and compliance for technology platforms.
  • Emerging FinTech topics: blockchain and distributed ledger technologies, cryptocurrencies, payment systems, cybersecurity for financial systems and digital identity.
  • Capstone projects and experiential learning: WPI’s hallmark project-based learning includes team-based major qualifying projects (MQP) that partner students with industry or research sponsors, as well as opportunities for internships and industry practicum.

Entry requirements

Admission to the programme requires completion of secondary education or equivalent. Applicants are expected to demonstrate strong performance in mathematics and science subjects, and competitive academic standing overall. Typical preparation includes courses in calculus, physics, and introductory computer science; coursework in economics or accounting is helpful but not essential.

WPI evaluates applicants holistically: academic transcripts, letters of recommendation, personal statements and any relevant project or programming experience are considered. Students without formal computing experience can still be admitted but should be prepared to complete introductory programming and mathematics preparatory work.

Career prospects

Graduates are qualified for technical and analytic roles across financial services, technology firms and startups. Common career paths include:

  • FinTech software engineer or developer building trading platforms, payments infrastructure or API services
  • Data scientist or quantitative analyst applying machine learning and statistical models to pricing, credit scoring and fraud detection
  • Blockchain developer or cryptocurrency engineer working on distributed ledger applications and smart contracts
  • Risk analyst, compliance technologist or regulatory technology (RegTech) specialist
  • Product manager or consultant at the intersection of finance and technology, and entrepreneurship in FinTech startups

WPI’s emphasis on project work and industry collaboration also prepares graduates for further study in computer science, data science, financial engineering or business.

Why study at Worcester Polytechnic Institute

WPI is known for its project-based, experiential learning model that emphasises team work and real-world problem solving. FinTech students benefit from access to strong computer science and mathematics departments, interdisciplinary research centres and ties to industry in the broader New England financial and tech ecosystem.

Key advantages include the Major Qualifying Project experience that connects students with corporate and research sponsors, undergraduate research opportunities, and career services focused on internships and employer engagement. The curriculum is designed to produce graduates who can both build robust systems and understand the financial context in which those systems operate.

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