Ordered by median federal debt at graduation — smallest loan first, with what graduates go on to earn beside it. The typical graded US university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt.
| # | University | Grade | You borrow | Monthly | You earn | Debt clears in |
|---|---|---|---|---|---|---|
| 691 | Rochester Institute of Technology New York | B | $26,778 | $304 | $76,571 | 0.7 yrs |
| 692 | Indiana University of Pennsylvania Pennsylvania | D | $26,798 | $305 | $51,019 | 2.3 yrs |
| 693 | Hope College Michigan | C | $26,800 | $305 | $58,427 | 1.4 yrs |
| 694 | Newberry College South Carolina | F | $26,805 | $305 | $48,040 | 3.2 yrs |
| 695 | Champlain College Vermont | C | $26,814 | $305 | $58,386 | 1.4 yrs |
| 696 | Walla Walla University Washington | C | $26,842 | $305 | $61,885 | 1.2 yrs |
| 697 | Concordia College - Moorhead Minnesota | C | $26,847 | $305 | $59,317 | 1.4 yrs |
| 698 | Bryant University Rhode Island | A | $26,849 | $305 | $90,008 | 0.5 yrs |
| 699 | University of Indianapolis Indiana | D | $26,864 | $305 | $53,610 | 1.9 yrs |
| 700 | Suffolk University Massachusetts | B | $26,889 | $306 | $67,506 | 1 yrs |
| 701 | Capital University Ohio | D | $26,889 | $306 | $54,143 | 1.8 yrs |
| 702 | Hampshire College Massachusetts | F | $26,893 | $306 | $46,938 | 3.6 yrs |
| 703 | Saint Michael's College Vermont | C | $26,922 | $306 | $61,317 | 1.2 yrs |
| 704 | Roger Williams University Rhode Island | B | $26,940 | $306 | $70,266 | 0.9 yrs |
| 705 | Valparaiso University Indiana | C | $26,942 | $306 | $63,191 | 1.1 yrs |
| 706 | College of Saint Benedict Minnesota | C | $26,944 | $306 | $63,260 | 1.1 yrs |
| 707 | Robert Morris University Pennsylvania | C | $26,950 | $306 | $62,105 | 1.2 yrs |
| 708 | Woodbury University California | C | $26,960 | $307 | $65,668 | 1 yrs |
| 709 | Winthrop University South Carolina | F | $26,975 | $307 | $47,185 | 3.5 yrs |
| 710 | Central College Iowa | D | $26,984 | $307 | $54,317 | 1.8 yrs |
| 711 | Barry University Florida | C | $26,997 | $307 | $55,966 | 1.6 yrs |
| 712 | Gettysburg College Pennsylvania | B | $26,999 | $307 | $71,517 | 0.8 yrs |
| 713 | Stevens Institute of Technology New Jersey | A | $27,000 | $307 | $108,772 | 0.4 yrs |
| 714 | Worcester Polytechnic Institute Massachusetts | A | $27,000 | $307 | $103,470 | 0.4 yrs |
| 715 | Kettering University Michigan | A | $27,000 | $307 | $94,823 | 0.5 yrs |
| 716 | Bucknell University Pennsylvania | A | $27,000 | $307 | $93,807 | 0.5 yrs |
| 717 | College of the Holy Cross Massachusetts | A | $27,000 | $307 | $90,543 | 0.5 yrs |
| 718 | Milwaukee School of Engineering Wisconsin | A | $27,000 | $307 | $89,070 | 0.5 yrs |
| 719 | Providence College Rhode Island | A | $27,000 | $307 | $87,054 | 0.6 yrs |
| 720 | Dominican University of California California | B | $27,000 | $307 | $84,713 | 0.6 yrs |
A university can leave students with little debt because it is genuinely affordable — strong institutional aid, low in-state tuition — or because so few of its students borrow that the median falls to a handful of cases. The earnings column beside it is what separates the two.
It counts federal loans only. Private loans, credit cards and parent borrowing sit outside the dataset, so a family that financed college another way appears here as low debt.
Source: US Department of Education College Scorecard. Figures cover students who received federal financial aid and blend every subject at each institution. Information only, not financial advice.