Student loan record

Student loans at California Institute of Technology: who borrows, and who pays it back

4% of students borrow federal loans.

What the repayment figure means

Repayment figures are not published for this institution.

The Department of Education stopped publishing default rates — every institution now reports zero — so the honest measure left is the declining-balance rate: the share of borrowers whose balance is lower three years after they left than the day they started repaying. A borrower can be in good standing and still owe more than they started with, through interest on a paused or income-driven plan; this figure counts only those actually reducing the debt.

Paying it downnot published3 years after leaving
Students who borrow4%federal loans
Median debtnot publishedat graduation
Monthly repayment—standard plan

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Borrow less in the first place

Every award reduces the balance that has to be repaid — and repayment problems start with the size of the loan, not the interest rate.

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Student loans at California Institute of Technology: common questions

Do students at California Institute of Technology repay their loans?
Not published for this institution.
How many students at California Institute of Technology take out loans?
4% of students take federal loans, and 18% receive a Pell grant, which does not have to be repaid.
What is the monthly student loan payment after California Institute of Technology?
A monthly figure is not published for this institution.
Should I borrow to study here?
That depends on the gap between the price and the aid you are offered — not on this page alone. Read it with the net price by income and the graduate earnings: a large loan is reasonable against strong earnings and hard to justify without them.
What California Institute of Technology costs Best repayment records Compare student loans California Institute of Technology profile

Source: US Department of Education College Scorecard — federal loan take-up, Pell share, median debt and the three-year declining-balance repayment rate. Information only, not financial advice.