Published tuition is $25,858, with a full cost of attendance of $39,450 a year. After aid, families pay between $26,678 and $34,974 depending on income.
| Household income | Net price a year | Share of the sticker price |
|---|---|---|
| Under $30,000 | $27,647 | 70% |
| $30,001–$48,000 | $32,474 | 82% |
| $48,001–$75,000 | $34,204 | 87% |
| $75,001–$110,000 | $34,974 | 89% |
| Over $110,000 | $26,678 | 68% |
Net price is the federal measure of what students actually pay: total cost of attendance minus the grant and scholarship aid they receive. It is the only cost figure worth comparing between universities — the published tuition above is a list price that most students never pay in full.
A high Pell share means the university enrols many lower-income students, and usually that its net price for those families is well below the sticker price. A high loan share means the gap between aid and cost is being filled with borrowing — the repayment record shows how that works out afterwards.
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| University | In-state | Out-of-state | Cost of attendance | Net price (under $30k) |
|---|---|---|---|---|
| Tennessee State University | $8,616 | $22,416 | $25,637 | $15,005 |
| Middle Tennessee State University | $10,266 | $31,574 | $24,289 | $9,289 |
| Bethel University | $18,712 | $18,712 | $31,203 | $11,871 |
| University of Tennessee at Chattanooga | $10,448 | $18,512 | $25,489 | $9,876 |
| University of Tennessee, Knoxville | $13,812 | $33,256 | $33,678 | $10,029 |
| Nashville State Community College | $4,730 | $17,714 | $14,385 | $6,326 |
Source: US Department of Education College Scorecard. Tuition and cost of attendance are as reported by the institution; net price is the average paid by students receiving federal aid, by household income band. Figures imported 28 Aug 2026.