Tuition & net price

How much does University of Tennessee at Chattanooga cost?

Published tuition is $10,448 in-state and $18,512 out-of-state, with a full cost of attendance of $25,489 a year. After aid, families pay between $9,876 and $19,137 depending on income.

In-state tuition$10,448before aid
Out-of-state$18,512before aid
Lowest net price$9,876families under $30k
Highest net price$19,137families over $110k

What families actually pay Average net price after grants and scholarships, by household income.

Household incomeNet price a yearShare of the sticker price
Under $30,000 $9,876 39%
$30,001–$48,000 $10,919 43%
$48,001–$75,000 $13,594 53%
$75,001–$110,000 $17,374 68%
Over $110,000 $19,137 75%

Net price is the federal measure of what students actually pay: total cost of attendance minus the grant and scholarship aid they receive. It is the only cost figure worth comparing between universities — the published tuition above is a list price that most students never pay in full.

Who pays how The mix of grant aid and borrowing at this university.

On Pell grants
33%
Take federal loans
37%
Typical repayment
$207/mo

A high Pell share means the university enrols many lower-income students, and usually that its net price for those families is well below the sticker price. A high loan share means the gap between aid and cost is being filled with borrowing — the repayment record shows how that works out afterwards.

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How the price compares Universities charging a similar amount in Tennessee.

UniversityIn-stateOut-of-stateCost of attendanceNet price (under $30k)
Bethel University $18,712 $18,712 $31,203 $11,871
Nashville State Community College $4,730 $17,714 $14,385 $6,326
University of Tennessee, Martin $10,560 $16,600 $23,079 $7,151
Tennessee Technological University $11,376 $15,576 $25,663 $9,815
University of Memphis $10,728 $15,384 $25,169 $10,607
Austin Peay State University $9,006 $14,766 $22,233 $7,588

University of Tennessee at Chattanooga costs: common questions

How much is tuition at University of Tennessee at Chattanooga?
Published tuition is $10,448 for in-state students and $18,512 for out-of-state students, before any aid.
What does University of Tennessee at Chattanooga actually cost after financial aid?
It depends on family income. After grants and scholarships, families earning under $30,000 pay a net $9,876 a year, while families over $110,000 pay $19,137.
What is the total cost of attendance at University of Tennessee at Chattanooga?
$25,489 a year as the institution reports it — tuition, fees, housing, books and living costs combined. Almost nobody pays this in full; the net price above is what families actually pay.
Is University of Tennessee at Chattanooga worth the money?
Graduates earn a median $51,151 ten years after starting, against $19,500 of median debt — see the full payback breakdown for the arithmetic.
University of Tennessee at Chattanooga profile Debt vs graduate salary Student loan record SAT scores & admission Cheapest US universities

Source: US Department of Education College Scorecard. Tuition and cost of attendance are as reported by the institution; net price is the average paid by students receiving federal aid, by household income band. Figures imported 28 Aug 2026.