Tuition & net price

How much does State University of New York at Oswego cost?

Published tuition is $8,825 in-state and $18,735 out-of-state, with a full cost of attendance of $27,052 a year. After aid, families pay between $8,714 and $23,087 depending on income.

In-state tuition$8,825before aid
Out-of-state$18,735before aid
Lowest net price$8,714families under $30k
Highest net price$23,087families over $110k

What families actually pay Average net price after grants and scholarships, by household income.

Household incomeNet price a yearShare of the sticker price
Under $30,000 $8,714 32%
$30,001–$48,000 $11,681 43%
$48,001–$75,000 $17,412 64%
$75,001–$110,000 $19,053 70%
Over $110,000 $23,087 85%

Net price is the federal measure of what students actually pay: total cost of attendance minus the grant and scholarship aid they receive. It is the only cost figure worth comparing between universities — the published tuition above is a list price that most students never pay in full.

Who pays how The mix of grant aid and borrowing at this university.

On Pell grants
40%
Take federal loans
52%
Typical repayment
$221/mo

A high Pell share means the university enrols many lower-income students, and usually that its net price for those families is well below the sticker price. A high loan share means the gap between aid and cost is being filled with borrowing — the repayment record shows how that works out afterwards.

Need student health insurance for State University of New York at Oswego?

Most US universities require health cover before enrolment. Tell us your dates and country and we will come back with plans that meet your university’s requirement.

Free for students. We are not a insurer and give no financial advice — we pass your request to partners and may be paid by them if you go ahead. One request per person per service; sending it again simply updates what we hold.

How the price compares Universities charging a similar amount in New York.

UniversityIn-stateOut-of-stateCost of attendanceNet price (under $30k)
State University of New York at New Paltz $8,572 $18,822 $28,428 $10,541
State University of New York at Plattsburgh $9,035 $18,945 $28,244 $9,400
SUNY Maritime College $8,589 $19,159 $29,786 $11,726
Bryant & Stratton College-Online $16,299 $16,299 $21,430 not published
Erie Community College $6,100 $11,300 $14,348 $5,730
University at Buffalo $10,936 $31,536 $30,785 $14,668

State University of New York at Oswego costs: common questions

How much is tuition at State University of New York at Oswego?
Published tuition is $8,825 for in-state students and $18,735 for out-of-state students, before any aid.
What does State University of New York at Oswego actually cost after financial aid?
It depends on family income. After grants and scholarships, families earning under $30,000 pay a net $8,714 a year, while families over $110,000 pay $23,087.
What is the total cost of attendance at State University of New York at Oswego?
$27,052 a year as the institution reports it — tuition, fees, housing, books and living costs combined. Almost nobody pays this in full; the net price above is what families actually pay.
Is State University of New York at Oswego worth the money?
Graduates earn a median $57,566 ten years after starting, against $20,880 of median debt — see the full payback breakdown for the arithmetic.
State University of New York at Oswego profile Debt vs graduate salary Student loan record SAT scores & admission Cheapest US universities

Source: US Department of Education College Scorecard. Tuition and cost of attendance are as reported by the institution; net price is the average paid by students receiving federal aid, by household income band. Figures imported 28 Aug 2026.