Published tuition is $9,748 in-state and $22,158 out-of-state, with a full cost of attendance of $22,519 a year. After aid, families pay between $15,195 and $22,255 depending on income.
| Household income | Net price a year | Share of the sticker price |
|---|---|---|
| Under $30,000 | $15,195 | 67% |
| $30,001–$48,000 | $16,250 | 72% |
| $48,001–$75,000 | $19,018 | 84% |
| $75,001–$110,000 | $21,087 | 94% |
| Over $110,000 | $22,255 | 99% |
Net price is the federal measure of what students actually pay: total cost of attendance minus the grant and scholarship aid they receive. It is the only cost figure worth comparing between universities — the published tuition above is a list price that most students never pay in full.
A high Pell share means the university enrols many lower-income students, and usually that its net price for those families is well below the sticker price. A high loan share means the gap between aid and cost is being filled with borrowing — the repayment record shows how that works out afterwards.
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| University | In-state | Out-of-state | Cost of attendance | Net price (under $30k) |
|---|---|---|---|---|
| University of the Ozarks | $25,950 | $25,950 | $38,666 | $14,664 |
| Harding University | $26,262 | $26,262 | $39,534 | $15,418 |
| University of Central Arkansas | $10,523 | $18,023 | $25,029 | $14,656 |
| Southern Arkansas University | $9,960 | $15,690 | $24,951 | $13,187 |
| University of Arkansas - Monticello | $9,292 | $14,857 | $22,519 | $13,626 |
| Arkansas Tech University | $8,674 | $14,668 | $22,808 | $12,426 |
Source: US Department of Education College Scorecard. Tuition and cost of attendance are as reported by the institution; net price is the average paid by students receiving federal aid, by household income band. Figures imported 28 Aug 2026.